Life, Health, Long Term, Medicare, & More

Action Health Insurance

At Action Health we offer a variety of insurance plans customized to your needs. Whether you are single, married, have a domestic partner, or have children, we can create a plan made just for you. In order to do this, we work with most major insurance providers. To find the best deal, contact us today and we will do the shopping for you!

Are you losing Medicaid?

We can help you get financial assistance to make your plan affordable and make sure you have continuous coverage. Marketplace-eligible consumers who submit a new application or update an existing application between March 31, 2023, and July 31, 2024, and attest that they have lost or will lose Medicaid or CHIP coverage between these dates, are eligible for the Unwinding SEP. Consumers who are eligible for the Unwinding SEP will have 60 days to select a plan with coverage that starts on the first day of the month after they select a plan. Call us today for more information!

When to enroll

  • Medicare Annual Election Period: Oct 15 through Dec 7th
  • Affordable Care Act (ACA) Enrollment period: Nov 1 through Jan 15

Moving, Job loss, New family member? Give us a call for all special enrollment questions! 586-408-1013

Meet Our Team

We are dedicated to providing exceptional service and creating a satisfying experience for all of our clients, big or small.

Ed

Ed

Is a local & independent insurance agent who helps individuals, families, and employers find and select a wide variety of insurance products at an affordable price. Ed has offices in Commerce and Mt. Clemens and is eager to help you make the smartest insurance decision possible!

Edward Williams

Independent Insurance Agent

Karen

Karen

Is a local & independent insurance agent with over 15 years experience. Like Ed, she is able to guide individuals, families, and employers in navigating their insurance needs. With offices in Commerce and Mt. Clemens as well as the ability to do online, and home visits, Karen is ready to help your insurance choice.

Karen Williams

Independent Insurance Agent

Ed is the best! I have referred 3 people to him including my mother when she lost her prior coverage. Ed is thourough, explains everything patiently and clearly. He was very nice and very efficient.
Kim K.
Birmingham
I was referred to Ed Williams at Action Insurance by a friend. My past experience with other agents seemed like they didn't know the answers. Ed was completely different. He was receptive to meetings, knowledgeable. I am an engineer, so I want the details and a full understanding of all options. Ed was perfect for the job. I have referred many people to him since, and all have had good things to say. He bats 1000 with me, and that is hard to do.
Art D.
Rochester Hills
Ed deserves our thank's for all his help in transitioning my daughter to her own benefits plan. I wondered how I'd find the time/energy to research and make a good decision. Happily, Ed made it far easier than I could have ever imagined. He gave me options to choose from, and guided me through every step of the process (even helping me with the online application). I feel very confident that my daughter now has excellent medical and dental coverage at a very affordable price. Ed was so kind and pleasant to work with, and all my stress and angst went away. I appreciate his expertise, customer Service, and all around niceness!
Claudia B.
Brighton
3 years ago, Ed helped my law firm obtain health insurance coverage and got us through the start up of our business. He went the extra mile on a tight time table to get the coverage in place and to make sure we picked the right plan for our business. I've since recommended Ed to my parents for Medicare insurance planning to make sure they choose the right supplemental plan. Ed's expertise is only exceeded by his engaging personality. Ed is a great asset to anybody looking for the right health insurance at the right price.
Dan
Farmington Hills
After a long search through various insurance companies and agents, I am happy to say, I finally found Edward Williams. I was able to make use of his vast knowledge of the various policies available to me by acquiring clear and concise answers to all of my questions. Edward was able to make it possible for me to make an educated decision for myself, being a small business owner, on what kind of policy made the most sense, both through coverage while fitting into my budget. I am confident Edward was thorough and should I ever have further questions, he will be available.
Paula
Pontiac
I recently found myself in the position where I needed to switch health insurance plans. I have not had to seek a new policy in over 25 years, and considering the current landscape of health insurance, I was completely lost. I had no idea where to begin, much less what would be the best plan for me. I turned to my fellow BNI member, Ed Williams for help. This is one of the best decisions I have made. It's easy to negatively impact your life for years to come by selecting the wrong plan. Ed not only helped me choose the right plan for me, but he did it quickly, efficiently, and at a cost savings that astounded me. While I have recommended Ed to others because of his vast knowledge and resources, I have a new found respect and admiration for him, now that I have become a client. If you are seeking a new healthcare plan, don't brave the open market on your own. It could cost you down the road. Let Ed Williams help you select the plan that is right for you!
Eric V.
Oak Park
Its great working with Ed. He is honest and just a really good person.
Paul M.
Sterling Heights
Very helpful in pointing us in the right direction. Prescriptions were daunting and I needed real guidance. Ed helped navigate through it all including dental, yet kept it economical. I was very happy how he handled the complications that arose with my wife's railroad retirement requirements which were very complicated. Ed was helpful in getting everything accomplished in the nick of time! No lost coverage. Really timely…and put up with my many phone calls. He is truly the best!
Ed L.
Ann Arbor
Ed is very helpful. We like going to Ed because of his easy and straighforward way of explaining everything. We have gone to him for the last 3 years, after being referred by our financial advisor. Our fear was soon gone once we sat down with Ed. His personable nature, made our decision easy.
Patrick K.
St. Clair Shores
The best thing I can say about Ed Williams and Action Health is that the unexpected can become expected very abruptly, and Action Health had my back. My first experience with health insurance was turning 26 years old and being told that I need to have health insurance, or forgo insurance and expect to get fined. Sure enough I ended up with a plan paying high premiums for things I did not need, and questionable quality. After meeting and speaking to Ed, he was able to show me a health insurance plan that was cheaper with a more reputable company, and combine that plan with an accident plan to pay for a high deductible in the event of an accident. With a very active and high impact lifestyle, sure enough I broke a bone. The accident plan kicked in, and after a nominal amount of paperwork I was able to recoup the expenses that I incurred from the unexpected accident. Ed has a cache of seasoned knowledge that the average person does not have, and it didn't cost me a [broken] arm and a leg!
Ed D.
Ferndale
Edward is always willing to help anyone with life insurance and other insurance needs. He is professional, kind and patient and treats people like a family friend. Thanks Edward for all of your help and support!
Dawn
Farmington
Edward has done and continues to an excellent job in keeping my wife and I up to date on and well covered in regard to medical insurance.
Wynn
Commerce Twp

Types of Insurance

Choose the right insurance coverage for your needs

Personal Insurance Plans

Personal insurance is vital to maintain a person's quality of life, when the unexpected occurs. At Action Health, we provide a multitude of personal insurance options for our client's whether they are looking for health insurance, dental/vision insurance, life insurance, long-term care insurance, and disability insurance.

Personal Insurance Plans >

Employer Insurance Plans

Employer insurance is vital to any company because it attracts & retains quality employees. At Action Health we understand how important it is for employers to provide quality health insurance to their employees, but we also understand how this can impact a company's bottom-line and have many cost effective options.

Employer Insurance Plans >

Medicare Supplemental & Part D

Many of our clients are on Medicare, either because of reaching retirement age or are approved for Medicare disability. There are many types of plans available. We understand that the needs for each Medicare client are unique and we can provide customizable options for each client of ours.

Medicare Supplemental & Part D >

Contact Us

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Contact Information

Direct Contact
Commerce Twp. Office

(248) 366-8680

Mon-Fri 8:30 AM - 5:00 PM

Mt. Clemens Office

(586) 408-1013

Mon-Fri 8:30 AM - 5:00 PM

Map

We are happy to meet you at your home or place of business, coffee shop or restaurant, but realizing that many people prefer to come to our office, we have two convenient, easy to find locations.